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large amount of upheaval in the wonderful world of fintech financing, the market lenders, the business that is small

large amount of upheaval in the wonderful world of fintech financing, the market lenders, the business that is small Ken: I’m perhaps not sure I’d suggest our IPO process on other people, it had been really challenging. We arrived after…I think there clearly was a large amount of upheaval in the wonderful world of fintech financing, the market loan providers, the small company loan providers that are struggling and there is a lot of doubt about our IPO. We did take action, but we feel we are undervalued plus in plenty of ways that’s really freed us up. I must…