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The credit guide agencies just report exactly what they’re told through the creditors, so complain to the creditor perhaps not Experian etc.

The credit guide agencies just report exactly what they're told through the creditors, so complain to the creditor perhaps not Experian etc. It to the Financial Ombudsman if you haven’t had your complaint to the lender sorted within 8 weeks, sent. But stop and think – will carrying this out “reset the clock”? You are hoping it will get to the 6 years point so the debt is statute barred, it is probably best not to contact the lender at all if you haven’t made any payments to a debt for years and. Then this will acknowledge the debt and…